* Multi-Family * Mixed Use * Office * Self Storage * Light Industrial
* Heavy Industrial * Mobile Home Park * RV Park * Flagged Hotel
* Unflaggd Hotel * Bed & Breakfast * Rooming House * Day Care * Automotive
* Restaurant * Health Care * Retail * Warehouse * Funeral Home
* Gas Station * Land
Structures containing five or more dwelling units with common area facilities such as entrances, lobby,elevators, mechanical spaces, walks or grounds. Units must be rented on a non-transient basis and is consider their permanent residence. Properties that offer weekly or monthly housing would not be
consider multi-family properties.
Mixed-use properties must contain one commercial unit (retail, office, etc.) and at least one residential unit. Common types of mixed-use properties include a ground floor retail or office unit with apartments above, all within the same building.
Office buildings are buildings desinged for general commercial occupancy and are normally subdivided into smaller units. Office usually implies a general business use that does not include retail, manufacturing or warehouse type operations.
Mini-warehouses that are subdivided into a mixture of cubicles of generally small size, designed primarily to be rented for small self-storage or non-commercial storage and may include some office-living space.
Light industrial is characterized by a small size facility where no heavy manufacturing or specialized industrial process takes place. Office space within light industrial ranges from 3% to 25% of the total area. Buildings must include sufficient plumbing and lighting to accommodate personnel. Common uses found in light industrial properties may include: cabinet making, assembly processes, home service industries, etc. Absent from these properties is any type of heavy machinery, welding operations, cranes or hazardous materials.
Where the principle structure is designed for manufacturing processes, heavy assembly or involves the use of heavy machinery. It contains an average amount of office space commensurate with the quality of the building and the intended use. Their heavy frames, walls and floors, specialized manufacturing processes and power or utility-service characterize industrial facilities.
Mobile home parks vary in quality and amenities and will be considered as long as not more than 25% of the total spaces are used for RV.
RV parks are those that are designed for recreational vehicles. May include mobile home pad rentals but will be considered an RV park if 25% or more of total park is for RV. Transient type occupancy is common.
Flagged Hotels with national franchise affiliation. Must be in good standing with their affiliated franchise.
Un-Flagged Hotels or motel properties with no national franchise affiliation. “Mom & Pop” style operators typically run these types of facilities and the quality and level of service varies.
Bed and Breakfast inns are residential-type buildings designed for transient boarding and are family style in character. B&B inns are usually one structure but some may include an adjacent guest cottage with similar quality amenities as the main unit. Owner operators live on-site, usually within the main building.
Rooming houses are similar to that of multifamily but the nature of the occupancy is more transient. Rooms are rented on a daily, weekly or monthly basis and usually only include a bedroom. The residents share the bathroom and the kitchen. Rent paid usually includes all utilities and units may be furnished. Most rooming house properties contain less than 20 units.
Day Care Centers are early childhood, handicapped, adult, and senior care facilities; or developmental centers, such as kindergartens, nurseries or children’s preschools. They have light kitchen facilities, activity rooms and multiple rest rooms, and are more residential in character than schools.
Automotive is a somewhat broad category and encompass a variety of uses that support the automotive segment. Included within this category are auto repair shops, used car lots, quick-lube facilities, tire repair shops, etc. The type and size of building will vary with the use. Many buildings are designed specifically for the auto trade characterized by overhead doors, car lifts and usually a small office area.
Restaurants are constructed for the purpose of preparation and sale of food and/or beverages, which include cafeterias, bars, and taverns, where design is of restaurant type.
Included in this category are all Assisted Living or Nursing Home types of operations where a license is required to operate the business. Quality and service levels vary considerably. Also included in this category are hospitals and medical treatment facilities, such as out patient care or walk-in emergency medicine.
Retail buildings are designed for retail sales and display and usually have display or decorative fronts.
This retail classification encompasses a wide variety of uses including, but not limited to: markets, convenience stores, drugstores, department stores, big box retailers, barber shops, laundromats, etc.
Warehouse buildings are designed primarily for storage purposes. An amount of office space included is usually commensurate with the quality of the building but typically ranges from 3% to 12% of the total area. Plumbing and ighting are usually limited due to anticipated light personnel load. The design of the building usually includes a light frame with large open interior areas. Cold storage and transit warehouses (truck terminal) are included.
Funeral homes include those used for viewing purposes as well as those that include embalming services.
Gas stations are automotive properties or any other property that dispenses any amount of fuel for retail sale. They may have an auto mechanic, convenience store and / or car wash component.
Improved or unimproved land lots and acreage.
4% Fixed Int,
Alternative Funding Lenders
MINIMUM $5,000,000.00 & Up LOANS!!!
We Do Not Do SingleFamilyHomes or Personal Loans!!
Owner /Occupied Property Types !
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